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 Accounting News & Insights

November Mortgage update by Wayne Bass - Mortgage Adviser at Ward Williams

5th December 2012

This month I thought I would start with explaining the types of mortgages that are available, as many people leave their mortgage to run on the bank’s standard variable rate, which, in most cases, is higher than the interest rates on their current mortgages offers. A bank’s standard variable rate is set by the individual bank and has no link to the Bank of England base rate.

When deciding which mortgage is right for you, all lenders now generally offer three types of mortgage - Fixed, Tracker or Discount.  For all mortgages, the greater your equity or deposit, the lower your Loan to Value (LTV) ratio is, and so the better the interest rate could be...

 

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Accounting News & Insights

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November Mortgage update by Wayne Bass - Mortgage Adviser at Ward Williams

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