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Find out what the Autumn Budget 2025 means to individuals and families. Ward Williams Chartered Accountants provides a breakdown. 

The Chancellor announced her 2025 Autumn Budget Statement on Wednesday 26th November. Ward Williams Chartered Accountants shares the highlights of the announcement.

From 1 December 2025, the FSCS deposit protection limit will rise from £85,000 to £120,000 per eligible depositor, per UK‑authorised institution, with temporary high balance cover increasing to £1.4 million for major life events such as property sales or inheritance. This article explains what the higher limits mean in practice for individuals, joint account holders, businesses, and group structures, and outlines practical steps to review and restructure accounts so more of your cash stays fully protected if a bank fails.

With Christmas just around the corner, we’re delighted to share the results of our staff charity nominations for this year’s festive donation. We were truly moved by the number of heartfelt submissions from across our team, each one highlighting a cause making a real difference in people’s lives and within our communities. After careful consideration, we’re proud to announce t ...

As the festive season approaches, please note our adjusted opening hours over Christmas and New Year: December Friday 19th: Christmas Party – Closing early at 4:00pm Monday 22nd: Open 8:30am – 5:00pm Tuesday 23rd: Open 8:30am – 5:00pm Wednesday 24th (Christmas Eve): Closing early at 3:00pm Thursday 25th (Christmas Day): Closed Friday 26th (Boxing ...

From 18 November 2025, mandatory identify verification with Companies House for all company directors and persons of significant control (PSCs) on incorporation and appointment will be legally required. This forms part of new anti-fraud legislation introduced under the Economic Crime and Corporate Transparency Act (ECCTA), aimed at improving corporate transparency and reducing financial crime.

Protecting What Matters Most: Your Will and Lasting Powers of Attorney At Ward Williams, we understand that your Will and Lasting Powers of Attorney (LPAs) are more than just documents; they are essential tools that reflect your voice, your wishes, and your legacy. By creating or updating these important legal instruments, you can ensure that both your loved ones and your busi ...

From April 2026, HMRC’s Making Tax Digital for Income Tax Self-Assessment (MTDIT) will come into effect. This is a major change to the way self-employed individuals and landlords will need to report their income to HMRC. Instead of submitting a single annual Self-Assessment return, affected taxpayers will need to keep digital records and send quarterly updates to HMRC using ap ...

Are you claiming all the business expenses you're entitled to? Many owner-managed businesses miss out on valuable tax relief each year, often without realising it. In this article, our Ward Williams experts highlight the most commonly overlooked costs, signs you might be underclaiming, how far back you can go to fix it, and what to do next. Whether you’re a sole trader or run a limited company, this guide helps you stay tax-efficient, compliant, and financially smart.

Payroll is often seen as a back-office task, but mistakes, delays, or outdated processes can cause real issues for your business. In this article, we outline five telltale signs that your payroll needs a review from deadline pressures and staff queries to compliance gaps and missed insights. Whether you manage payroll in-house or outsource it to a firm like Ward Williams, this guide helps you stay accurate, up to date, and in control.